Do’s and Don’ts of Safe Online Shopping

Cyber Monday Special: Safe Online Shopping Tips

Cyber Monday is the perfect time to snag amazing deals, but it’s also a prime opportunity for cybercriminals to target online shoppers.

Protect yourself and your data with these do’s and don’ts for safe online shopping.

1. Use Strong and Unique Passwords

    • Do: Create long (12+ characters), complex passwords with a mix of uppercase, lowercase, numbers, and special characters.
    • Don’t: Use easily guessable passwords like your name, “123456,” or birthdays.

2. Opt for Credit Cards Over Debit Cards

    • Do: Use credit cards for their superior fraud protection and limited liability.
    • Don’t: Shop with debit cards as they link directly to your bank account, increasing risks.

3. Protect Your Personal Information

    • Do: Share only what’s necessary for a transaction.
    • Don’t: Provide sensitive data like Social Security numbers or mother’s maiden name unless required for legitimate reasons.

4. Check Website Security

    • Do: Shop on websites with a padlock icon and URLs starting with “https://.”
    • Don’t: Trust sites with “http://”—they lack encryption.

5. Use a VPN for Privacy

    • Do: Use a Virtual Private Network (VPN) for added security, especially on public Wi-Fi.
    • Don’t: Make purchases on open networks without encryption.

6. Avoid Storing Payment Information Online

    • Do: Decline offers to save your card details on websites.
    • Don’t: Trust every website with your payment info unless it’s a well-known platform with robust security.

7. Keep Your Devices Secure

    • Do: Update your devices and antivirus software regularly.
    • Don’t: Ignore prompts for software updates or neglect security patches.

8. Shop with Trusted Retailers

    • Do: Stick to well-known sites or check reviews for unfamiliar ones. Look for security certifications or trust badges.
    • Don’t: Shop on websites with poor reviews or questionable credibility.

9. Watch for Phishing Scams

    • Do: Verify deals directly on retail websites instead of clicking unsolicited links.
    • Don’t: Trust “too good to be true” offers from unknown senders.

10. Enable Multifactor Authentication (MFA)

    • Do: Set up MFA on your shopping accounts for an extra layer of security.
    • Don’t: Rely on just a password for account protection.

11. Monitor Financial Statements Regularly

    • Do: Check your bank and credit card statements for unauthorized charges. Set up transaction alerts if available.
    • Don’t: Delay reporting suspicious activity to your bank or card issuer.

12. Avoid Public Wi-Fi for Shopping

    • Do: Use a VPN if shopping on public networks.
    • Don’t: Enter payment details on open or unsecured Wi-Fi networks.

13. Look Out for Fake Reviews

    • Do: Check for verified reviews and a balance of positive and negative feedback.
    • Don’t: Trust overwhelmingly positive reviews that seem too perfect.

14. Use Trusted Payment Platforms

    • Do: Use secure platforms like PayPal or Apple Pay for transactions.
    • Don’t: Enter card details on unfamiliar or suspicious websites.

15. Avoid Suspicious Pop-Up Ads

    • Do: Stick to the retailer’s official site for deals.
    • Don’t: Click on pop-ups or unfamiliar ads promoting unbelievable discounts.

Cyber Monday should be about scoring amazing deals—not falling victim to scams. By following these tips, you’ll shop smarter and safer, keeping your personal and financial information secure. Happy shopping!